I Can See for Miles – Visioning

Sheri here –

Happy New Year!  I hope your holidays were all you wanted them to be and filled with love and joy.

At the risk of being one more email on the topic of your vision and goals for the year…if you haven’t reflect on your wins and challenges for last year, now would be a good time to do that.  Acknowledge and celebrate all your wins.  Look at the challenges and think about what you learned.  Close out last year and then you are free to focus on the New Year!

New Year’s Resolution – Not!

I don’t know about you, but I don’t make New Year’s Resolutions because they don’t work for me!  See my blog Resolutions – Not! Make Goals Instead!

What works best for me is to create a vision and then set quarterly goals to work toward that picture of my future – with that I truly can see for miles and miles!

Why create a vision or update it?

A vision lets you picture your future and align with both your dreams and your core values.

You might ask: “What is the difference between a vision and a goal?”  A goal is a milestone created to achieve your vision.  A vision is a dream with goals to make it real.  Goals create a foundation for your dreams to make them real with concrete action.

Quarterly Goal Setting

Setting quarterly goals gives you time to work on your goals with a focus – Follow One Course Until Successful.  At the end of the quarter, I review my progress toward my overall direction and then update my goals for another quarter.  Breaking them down into bite size pieces.

If you are uncertain how to craft solid, SMARTER goals – go to Making Change – SMARTER Goals for an explanation and guidance.


OK, maybe setting goals isn’t your jam – try making it a game – many people are inspired by “winning” a game – others are not.  Whether you are gamifying goals or not, rewarding and celebrating the completion of major milestones is important.  Making the celebration part of the goal gives you something additional to work toward.

Set the celebration to be consistent with the challenge of the accomplishment.

For example:

  • Losing weight to the point where clothes don’t fit – give away the old clothes to someone who can use them – and buy a new outfit. By giving away the old clothes you aren’t inclined to save them for “just in case” and the new outfit is a tangible reward of your progress.
  • Declutter your garage to where you can easily park your car inside – take yourself out to a dinner at your favorite restaurant. If it was a gnarly garage declutter, maybe a road trip for a couple of days is more appropriate and then come home and park inside the clean garage!  Now that’s a real celebration – the car in a clean garage!

Setting up the goal with the celebration, gives you that added incentive to be do what you say you are going to do.

Finishing a quarterly project, whether or not any one else acknowledges the accomplishment, you get to do it – not only for yourself, but for those who helped you do it.  If you finish your desired accomplishment mid-quarter, do the celebration then – it’s important to be close to the successful completion.  Yes, the completion of the goal is it’s own reward, but we deserve to celebrate our successes, we do far too little of it.

What about you?

Did you update your vision and set your goals and intentions for this year?  It’s not too late to do that.  Hit reply and let me know.

If you didn’t and you need some help, I put together a Vibrant Vision Guide and Journal you can get here.  It includes a meditation and a guidebook with journal and planner to help you visualize your dreams and go about achieve them.  Just go here.

OK…I’ve sent you exploring all over – blogs and visions guides, just a warmup for this year!!

To your wealth and health in 2023!



Take Contrary Action

Sheri Here –

What? Are you kidding me?  Last blog I talked about taking the next indicated step – see Take the Next Indicated Action – now I’m saying take contrary action.

You want me to make up my mind and get my story straight?

Ah, but the two work hand in hand.  How do I explain that exactly?

Contrary Action

Well sometimes, my brain says NO when I need to say YES, or STOP when I need to say GO.  All too often, I’ll find myself in paralysis because I don’t want to do what I know I really, really, really need to do.

For instance, I’ve been doing my best to eat more healthy, maybe you can relate.  But the  cookies are calling my name.  When I start to get a desire to have something, I can reach for a piece of fruit instead of the cookies.

Not having cookies in the house would be best, but I’m not the only one who lives here.  I know I can take the contrary action to not pick up the cookies.

I’m also looking to do some public speaking gigs to promote my book and my business; but my mind says STOP, I’m afraid to do public speaking and my heart says YES, I love it.  It’s not easy, I’ve got to take the contrary action route which also includes doing the next indicated step, like writing and practicing my speech!

Why Does Contrary Action Matter?

What difference does it make?  When I’m trying to reach a goal, many things can get in my way – mostly what’s between my two ears.  I can be stopped by procrastination – that was last week’s trick – or self sabotage.  That’s when taking the contrary action is important, that IS the next indicated step!

I bet I’m not the only one who is out there with these crazy thoughts in my head.  Sometimes having others acknowledge they too have the same thinking gives you the courage to go take the next indicated action even though your fear says NO.  Your stepping out and doing it any way is what’s important.

Leave a comment and tell me your most recent instance of not letting the fear or procrastination or self-sabotage stop you.  If you’d prefer to chat, go ahead and book a call here  and let’s talk.

‘til the next time.



P.S. Taking contrary action takes courage.  Feel free to place a call and find an accountability buddy.  Book a call here.

Take the Next Indicated Action

Sheri Here –

Hope you had a productive week of great fulfilled intentions!  And you spent a lot of time taking the next indicated action.

Making those good intentions real takes action.  In my last blog, I talked about that a bit, If you missed it you can find it at “Intentions – Friend or Foe”.

Sometimes I set big goals or take on a big project that has lots of steps and the sheer volume of required action stops me.  The size becomes daunting, and I’m paralyzed.  What I’ve discovered is that if I just start then getting involved in the project becomes painless.

Make the Action Easy – Set a Timer 

Sometimes, I set a timer for 15 minutes and tell myself, I only need to work on this for 15 minutes.  When the timer goes off, I can go do something else.  But you know what happens?  After 15 minutes I’m into action and it is easier to keep going.  Then taking the next indicated step is even easier.

When I start a project, whether it is for my business or personal activities, I don’t always know what’s required.  If I sit down and prepare an outline or think of all the things that will need to happen to be successful, I can start to get an idea about what’s next.

I’ve managed projects for years professionally and there is a certain rhythm to them – they start as an outline or a to do list and then the order becomes apparent.  So does the resources – who needs to be involved and the time of when things need to happen.  When I have the clarity of the actions that are required to get my project done working on the next indicated action becomes easier.

This pattern works whether it is for work or for play.  It could work on a business project or on a vacation.  I’ve used it to plan Christmas parties and multimillion dollar application projects.  But sometimes, I just don’t want to get started.  I almost have to fool myself to get going – that’s where the 15-minute timer is helpful.

The Pomodoro Method Also Helps Action 

There is another technique called the Pomodoro method – which works in a similar way.  You set the timer for 25-minutes and work on one task.  When the timer rings, take a 5-minute break.  Do it again, 3 or 4 times in a row.  After that, take a 20- or 30-minute break.  You will be amazed at how much you have gotten done.

You may ask, whose got 25 uninterrupted minutes, let alone 2 hours to get anything done.  It’s possible, try it.  First, you might want to give those around you 25-minutes of your uninterrupted quality time in exchange for leaving you to work on your project uninterrupted.  Then be amazed at how much you get done.

I’m using that technique today as I’m preparing my book.  I just got comments back from my editor and I find that using the Pomodoro technique helps keep me focused on resolving the comments!

Have Big Goals?  Your Action Is…

If you have some big goals you want to accomplish and you are struggling to get them done, let’s talk.  I can help you to put a plan together and hold you accountable for the actions, the next intended actions you plan to take.  Call me here and we’ll do this together!

‘til the next time.



P.S. Taking those steps, even the baby steps to make your goals or even your dreams come true can be tough.  Feel free to reach out and let’s talk.  Book a call here.

Intentions – Friend or Foe

Sheri Here –

Good intentions pave the road to he**”, or so Mom used to say. My brain always shorted out and went into overload when I tried to figure that out.

I think what she really meant was intentions without action never happen and become your foe. You may as well be making a wish. Intentions need action to be your friend.

Intentions Work Anywhere

My yoga instructor always starts our session by setting our intentions for the practice: our physical, mental, emotional, and spiritual purpose for that hour.

I appreciate the reminder that there can be multiple facets to a single intentions and one set of actions can cover many bases.

At the end of our yoga session, I like to be reminded of the intentions I set and almost without fail that hour of focused action accomplishes my previously stated goals. Generally, with my yoga, I want to relax, let go, feel strong and connected to my higher power. Remarkable because that happens. Here the act of choosing an objective helped me achieve it.

The same holds true when I start my day, intentions are my friend, when I remember to set them early in the day or when planning my day, the night before. My day’s actions will support fulfilling my stated goals. While my day’s intentions may not be completely fulfilled, I’ve gone a long way toward the finish line.

Intentions, Friend or Foe?

Why does it matter, well Mom would say something profoundly cryptic and I’d go off the rails trying to figure it out. But I believe without a plan, a purpose, or a goal, I wind up wasting time and energy and heaven knows, I have too little of both to waste. So then my intentions become my friend. But when I neglect to either put action to my plan or worse, I am rudderless and have no direction, an intention won’t help and becomes my foe.

Even if you are on vacation or retired, you can set an intention or two – have a blessed day, a day of service, a relaxing and fulfilling day and then you can set about making it happen. Naps count in that case!

If you are still working, setting an intention or two supports you in working toward a project completion, a sales goal, writing X number of words, or starting or finishing a creative project.

What about you? Do you have plans you want to achieve? Do you have actions you need to take to make that plan happen, but you aren’t making the progress you desire? Or are you rudderless and need some help?

In either case, we need to talk and maybe I can help, either hit return or call me here.

My current intention is to focus on moving my book through the current phase of editing. If you’ve ever written a book, you know it’s more than just slapping words on a page and printing! This is a journey, despite the desired destination of publication. Along this adventure there are milestones to be accomplished. So, I’m off to go work on editing comments!

Talk soon and til the next time…


P.S. Setting goals are part of what makes our dreams a reality. Sometimes though, it is easier said than done. If you are struggling with accomplishing those goals, feel free to reach out and let’s talk. Book a call here.

Your Values: Your Built-in Compass

Sheri here –

Is being uncomfortable always a bad thing? Last week, in my blog, I discussed how to venture outside your comfort zone, and get comfortable being uncomfortable. If you missed it, see it here.

But what has also occurred to me is that sometimes we are uncomfortable because we are out of integrity with our values – in our personal life and or business. You might ask:

  1. What are values?
  2. What difference does it make?

Get Back to the Basics

Webster-Dictionary.org defines values as “beliefs of a person or social group in which they have an emotional investment (either for or against something).”  When you are feeling lost I am a big believer in getting back to the basics –  reconnect with what’s most important to you!

Our values are our moral compass. They ground us in giving us a better sense of direction that guides us down the path of life. By helping us set our priorities straight, we are more adapted to handle life’s challenges in a productive way. 

Values drive the decisions that align us with our goals. If we are living inconsistent with our values,  there’s a discord inside of us that causes us to be uncomfortable until we make the necessary changes.

Our Values Guide Our Decisions

Defining our values is important because they are the roadmap for what motivates us to pursue our dreams. What’s most important in your life? What must you have in your life to experience fulfillment? For me, my top three are 1) my relationship with my spiritual power, my God, 2) my relationships with my family and friends and 3) my health and self-care.  Followed by my business.  

Your values define you; they represent a part of WHO you are, that shapes WHAT you do. Can others identify your values by your daily behaviors and choices? Birds of a feather flock together.  Values help you associate with like-minded people who want to see you succeed because they share in your principles.

How do you devise your values?  In reality, you probably already have a pretty strong set of values. Values that were either accepted or rejected from when you grew up, or you created your own.

Our values are usually fairly consistent. The order isn’t necessarily fixed for life because major life events can modify them.  Things such as relationship changes, career changes or changes that affect us in a profound way that cause us to  re-examine our priorities. 

When you are clear on your values, your guiding principles, it becomes easier to make decisions. Our values are correlated directly to the choices we make. Even if some choice in your life could honor one of your values,  if it dishonors another (especially one higher in your list of priorities) it still may not be the right choice for you.

For instances, if you have a couple of different opportunities that will take your time, or your energy and one is not consistent with your values, then the decision is clear. It’s a “I don’t think so”.

Our Values Bring Comfort to Our Life

But what if both of them are consistent with your guiding principles?  Whichever one is ranks higher, then that becomes the choice. For instance, if you have a business opportunity that conflicts with a major family event and family is more important to you than your business – you’d choose the major family event, right?!

If you didn’t – what would your comfort level be?

You can get uncomfortable when you start making choices that are inconsistent with your values. So, when you are uncomfortable, check in with your values. This is the perfect way to alleviate stress and remind yourself the motivation behind what you do. 

When I was talking about being uncomfortable, outside your comfort zone, consider your values as a  part of what helps you define your comfort zone. 

Okay, so what if you don’t know what your values are or if you need help defining your guiding principles? Hit reply or book a call here.

‘til the next time


Ps:  If this whole conversation is still foreign to you, and it’s intriguing. But you don’t know where to start? Give me a call just click this link. Let’s talk.

Turn Your Daydream into Reality

Turn Your Daydream into Reality!

Sheri here –

This is a great time of year to reflect on your vision for your future – your dream of what you want your life to look like in the year to come. Now is the time to set your intention, make a plan and dream big. 

As we approach the New Year, I like to map out my goals for the next year to create a roadmap to my dreams.

What Happens When Dreams Take a Turn?

But this year we had a lot that upset our apple cart, so our dreams may have gone awry.  

I don’t know about you, but about mid-March this year, my dreams, my goals and my routines all shifted. While I was accustomed to planning activities that involved jumping in my car and going somewhere – hither and yon – braving the LA freeway traffic, that came to an abrupt halt. Since then I think I’ve filled up my gas tank twice and before it was at least twice a month.

In all honesty, what I’ve come to realize is that I used busyness before to procrastinate and not do some of the things I’d wanted to do, needed to do to make my dreams come alive.

Sometimes You Have to Slow Down to Go Fast

The shutdown and stay at home period gave me time to fill differently. Time to try some new things that terrified me. Time to fill with new dreams, bigger dreams. Since COVID-19, I’ve put on webinars, challenges, speeches and reached out to people in ways I’d only imagined before (thank you, Zoom!).

Sure my actions shifted, but my dreams didn’t. I’m closer, farther along the road to my dreams than ever before. I never saw slowing down as a way of going faster and further.  Sometimes you have to slow down to go fast to achieve your wildest dreams. Who knew?

How about you?  Did your actions shift? Did your dreams shift as well? Maybe you don’t have a dream right now. This is the perfect time to revisit your dreams. The end of the year positions you to reflect back on the year, come to closure on the things that need closure, set new goals and hit the ground running toward your dreams come January 1.

Goals Are a Dream, a Vision, with a Plan

If you have found your vision is cloudy, then maybe you could use a boost.  I have a do it yourself vision course bundle to craft or refine your vision and create your goals to move you closer to Your Next Great Chapter – your BIG dream. Join me!! Check it out here.

You deserve to do this for yourself. A little daydreaming never hurt – in fact, we need to dream our dreams before they become reality. Just saying! Give this gift to yourself – just click here now.

As you think about your year and your dreams – consider sharing some of your successes and even some of your misses in the comments below.

May your week be filled with blessings.

Until next time.



P.S Be gentle with yourself as you consider your year and your dreams. This is a time for self-compassion and self-forgiveness. If you need someone to talk to about those things, set up a call with me right here and give yourself a break!  Or, if a do it yourself vision course isn’t your thang, let’s talk here about how you can do it live.

Reflect on the Year

Sheri here –

Here we are – the first week of December. Thanksgiving, Black Friday, Small Business Saturday, Cyber Monday and Giving Tuesday have all come and gone, and the holiday decorations are in full bloom! Whew, what a whirlwind of a week it’s been. I can hardly keep up with all the social media “holidays” and all the special shopping days.

The first weekend of December is usually our holiday open house where friends we know and love stop by and visit. We wear our favorite holiday attire – aka ugly Christmas sweaters – and enjoy holiday treats!

This year it will be different! We’ll do the same thing, but it will be virtual. We’ll still visit with friends, wear our holiday attire and enjoy holiday treats, but the camaraderie will be via Zoom. Different times call for different tactics–and the “new normal” doesn’t actually feel as abnormal as it did last spring.

Reflect on Your Goals

In addition to holiday celebrations, this is the time of year I reflect on the goals I set earlier in the year, and assess my progress. I talk about the goal setting process in a couple of blogs, here and here if you are looking for more insight! I’m more likely to be successful with a goal than if I simply made a wish or even a resolution.

I plan goals and assess my progress around my health, financial affairs, self-care, relationships, service commitments, my business and a couple of special projects.

Goal setting requires that I think through my plan of action and map out my goals so I have direction. Writing down your goals is an important part of the goal setting process that helps you manifest them. In addition to working the goal, it does require periodically assessing progress.

But the goal assessment process is something less discussed. I typically review my goals at least quarterly, and determine if I need to adjust – either up the ante or back-off a bit.

This year, pandemic aside, I’m trending on track with my health goals. I’ve actually lost weight and expect to make my 10 pound loss goal – primarily because I’ve been eating healthier at home. Everytime I assess my progress on this goal, I’ve found that I’ve lost a pound or two!

That same activity, meal prepping, has added a new dimension to my relationship with my husband, George. We make meal preparation a joint activity, which has proven to have several positive results – healthier eating and a healthier, more engaged relationship!

Situations Change; Modify Your Goals

Generally, the goals I’ve set for myself are moving in the right direction – except one. That’s my business revenue goal – that one took a hit for several reasons. While I felt I had a good plan for ordinary times, it was insufficient for extraordinary times (read pandemic!). Sure I made adjustments, but they weren’t enough to stay on my original path, so I modified the goal.

What?! Modify a goal? Is that even allowed? Why yes, it is. Goals are tools to help us move forward toward our dreams. If circumstances change, you need to adjust.

Modifying goals is part of the assessment process to reflect on a changed situation. Doing that is important. Otherwise, the old goal may become more of an anchor around your neck and serve to demoralize you rather than encourage you to make progress.

This is also where self-compassion and self-forgiveness become important tools in your toolbox. Without these tools, we might beat ourselves up for not achieving something that is doomed to fail because circumstances change.

That negative mindset will stand in the way of us making the necessary adjustments to achieve any level of success. By having compassion and forgiveness for ourselves, we can acknowledge that we did what we could given the situation. We can come to accept circumstances and move in a new, positive, doable direction.

Celebrate Your Successes

In addition to the holiday celebrations, this is a perfect time to celebrate achievements. Celebration needs to be part of every goal setting plan. While the accomplishment should be its own reward, it’s not always enough. Sometimes you need to reward yourself to further acknowledge that you accomplished your goal – a great big atta girl! If not you, then who will do that? Think about that for a moment.

How about you? Maybe you could benefit from some reflection, goal setting, reassessment and celebration, too.

Share some of your successes and even some of your misses in the comments below.

Remember – a little self-compassion and self-forgiveness go a long way in nurturing ourselves and keeping us emotionally fit!

‘Til the next time…

Ciao and Happy Holidays,


P.S. Do you need help with practicing self-compassion or self-forgiveness? If so, hit reply or set up a call with me right here and give yourself a break!

Hit Your Goal Reset Button

Sheri here –

Ok, 2020 has already been a year or two long with everything that has happened. Most of it wasn’t in our plan!

The good news is that you can reset your plans. You can start where you are and redefine your goals to still make major headway on your goals and plans – your dreams.

Create SMARTER Goals

New Years resolutions are always low on my list because they almost always get abandoned early in the year.

Earlier this year, I posted a blog about creating SMARTER goals, instead of resolutions. You can check it out here.

When I’m having a bad day, I will frequently start the day over. That’s right, start the day over, even if it is late afternoon! Have you ever tried that?

You can do the same thing with your goals!

What do you want to do by the end of the year?

  • Lose 5 pounds? Maybe 10?
  • Pay off some debt?
  • Write a book?
  • Find a new job?
  • Heck, kick start your own business – live the “Laptop Lifestyle”?

Each of the goals you define, have their own first steps. Some may be more obvious than others.

One Step at a Time

These are all possible, but wishin’ don’t make it so. It takes a series of repeated action on your part.

Possible some new habits, new focus, new learning.

Small steps done regularly will take you a long way to reaching your goal.

Once you’ve set yourself some SMARTER goals (see blog here), then its up to you to take that first step.

For instance, if you want to lose 10 pounds, do one thing today toward that goal. That could include things like replacing that cookie with a piece of fruit, a walk around the block, finding a food plan and/or a health coach. (Need one, I know a couple I could recommend…)

Just one thing today, another one thing tomorrow. One foot in front of the other!

Celebrate, Celebrate, Celebrate!

Celebrate yourself – nooooo, not with food. Find something else, maybe a bouquet of flowers or a good book, or scented bath salts.

Celebrating yourself sends your subconscious mind a positive message. This allows you to acknowledge yourself. To give yourself positive reinforcement. Allows you to experience and express the gratitude that you have for the blessings in your life.

Ciao and hugs,


P.S. Drop a comment below and let me know about your goals and how I can help!

Where Are Your Dreams, Now?

Sheri here –

Life has shifted a great deal the last several months and then again, the last couple of weeks.

Priorities, desires, and goals have changed pretty dramatically too, for ALL of us.

Do YOU want the same things you wanted 6 months ago, or have you discovered new dreams?

Hope Takes Action

Hope was the subject of Deepak Chopra and Oprah Winfrey’s most recent meditation series. One part of their meditation said “hope tells me anything can be transformed, but to make hope effective, takes action”.

I can only change myself, my attitude and my actions. I know changes in my attitude and actions creates room for others to change and grow.

What Do You Need To Change?

Recently, I found myself looking deep into my heart and asking what needed to change? Treating others with dignity and respect has always been important to me. But can I do more?

What has shifted in your heart? Some things may have stayed the same, but are you still focused on your life purpose?

How will you put the action into your hopes and dreams?

Before everything changed in 2020, it was easier to put off your dreams until someday. Now, it’s different, we’ve received several wake up calls.

What Action Can You Take?

Dreams come in all shapes and sizes – what are yours? What small step, what action can you take today toward that dream?

Maybe now is when you finally create your own business.

Or grow your business so that you can be of greater service and make a bigger positive impact on the world?

Or get more comfortable with a location-independent dream business that allows you to work from anywhere?

Position that dream business for success, get my complimentary ebook “10 Secrets for a Successful Business” by clicking HERE.

Til the next time,

Ciao and hugs,


P.S. Would love to hear how your dreams are doing now – leave a comment below.

Change Your Money Habits

Sheri here –

Would you like to change your money habits? The place to start might be remembering the money conversations that your parents had about money.  Maybe it was never discussed with you directly, but the evidence was everywhere.

Those comments: “We can’t afford that”, “What do you think, that money grows on trees?”, or maybe “You have to work hard to get money”.  I know I heard some of those continuously!

Then there was “we’ll just put that on the credit card, no problem”.  Maybe they never said that; but you say that EVERYTHING went on the credit card.  Then the bill came, and they were stressed out.  Or there were the arguments about “how could you have put that much on the credit card?”

Everywhere you looked, there was evidence.  No wonder your relationship with money is a bit strange?

Most of us didn’t receive guidance or training about money.  How to earn it, how to spend it or how to save it.  No wonder you are money challenged!

While you may have a difficult or an interesting relationship with money now, it is never too late to change it!

Set aside 10% of your income

Have it go into a separate bank account.  That way, you never see it – out of sight, out of mind.  What? Just take 10% out of the money I make right off the top?  Are you crazy?  I can’t afford to do that. 

Yes, you can.  It might not happen overnight, but, you will find ways to cut back on those expenses in order to set aside this 10%. Until it becomes a new habit.

This 10% that you are paying yourself goes toward building your emergency fund or your investment fund.

If you don’t take the 10% out first, it will never happen.  You will continue to be in the same spot you are in now, forever.

Spend Cash Only

When you spend cash, you are more resistant to spending money or spending money as lavishly.  You will think differently about spending money.

After all, when you have cash in your pocket, you feel as though you have money.  When the cash is gone, then you feel broke.

You will think twice, even three times about spending money, when you spend cash.  You might think about your purchase longer, spend less or not at all. 

When the cash is getting low, you will get creative in your ways of conserving money.  Maybe you start eating at home more, making only 1 stop a day for coffee instead of 2 – the list is endless.

If not cash, use your ATM card – the one that is just like cash – there is an end to the money and you can pay for it once (unlike a credit card)!

That will leave you with money toward the 10% you took out in #1 above. This too can become a new money habit.

Keep track of everything you are spending

Either write it down in a notebook, keep a log in a spreadsheet or use an app on your phone.

No matter what method you use, you will discover a lot about your spending habits.  You might even resist spending something because you know that you will need to be accountable for it.

In that discovery, you may find things that you can change that will allow you to cover that 10% you are setting aside.

Yes, this is a change in not only a relationship, your relationship with money, but a change in a habit.  Try the first one, then add another of these ideas.  It might take a few days or even weeks to get into doing this, to adjust. 

It might take a little longer, but as you persist, you will be successful. Your relationship will change and you will be richer.  Richer in a relationship with money and richer in your pocketbook.

Ciao and hugs,


P.S. For other tips on money – for ways to cover that 10% you are paying yourself, download “101 Ways to Save Money”, just click here.


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