We may have mixed feelings during the holidays. That’s ok. Cherish the old times and create new traditions.

Create a holiday shopping plan and use Black Friday and all the other sales to your advantage.

When you trade money for time, you not only get your time back; but you are giving someone else money! A win-win all around.

No matter the time of year, give your time and money with a generosity of heart and spirit.

Pausing and comparison shopping before you buy, especially an impulsive purchase will save you money. Hit the Pause button. Walk away and think.

It's October and it's time to start planning for the holidays. The year will be over before you know it!

When you receive a compliment, just say thank you. A compliment is a gift for you. Thank you is a gift for the receiver.

Vacations is no normal routine, new experiences and fun, but they don't need to be expensive.

We need to continue to nurture and grow our circle of friends. Be willing to step outside your comfort zone to do that!